Feb 7, 2017

Frugal Wedding Savings!

Ever wonder how people are able to pull off those fancy weddings and still be able to have a savings after it is all over with?

Weddings today are becoming more and more extravagant and are honestly sometimes as much as ones entire year of wages. Crazy right?!?!? So the real question is - "Can you plan a wedding without breaking the bank?" And the answer is YES!

Venues, Flowers, Food, Tables, Chairs, Linens, Entertainment, Drinks, Photo Booths, Dessert Bars, Wedding Planners and the list goes on and on. In the end looking back will anyone remember the extra soft linens that cost you extra to have them double pressed? How about the chairs that you paid individual for because you wanted that specific style that you see in all of the magazines? Now, let's be honest. All of these things can happen very tasteful with a little planning and even though you are on a budget you can still have a stellar event that everyone will talk about for weeks, months, and years to come! Honestly, it really can all happen without breaking the bank!

So Where Do You Begin?

Set a BUDGET early! Budgets are your best friend during the whole process. If you set a budget early on then you have a benchmark and you really can stay on track throughout the rest of your planning process. When setting your budget it is also best to keep in mind a ballpark idea of the number of guests that you are planning on having. Later on in the process we will talk more about guests, but it is best to have somewhat of an idea when you are setting your budget. Make sure that you are documenting your budget. Whether you choose the notebook version or a computer excel sheet - either one works as long as you have easy access to this information. Remember it is going to be your best friend that you spend the length of your planning process right next to!

Next Up - Location, Date, Guests...

Aug 27, 2014

Student Loans ~ Need I Say More!!

Today I want to touch on Student Loans - the ones that you dread and dread. Many Americans are left with some amount of debt after graduating. Some look at the situation as positive due to being able to get a good education and hopefully a decent job. However, with the way the United States economy has changed it is resulting in more and more with student loan debt and less of the amount of jobs available.

When I started playing around with blogging two years ago, my idea was to be able to blog enough that I would be able to make an extra student loan payment every month. Well, sad to say but blogging takes a lot of time and hard work to get up, running and established even to make the smallest amount of income. And while many of you I am sure are thinking that I am crazy for the whole thing I am going to continue with the blogging as much as possible. Throughout my blogging I want to bring you creative ideas that allow for you to be frugal and help in little ways here and there.

The first program that I have started taking advantage of is called SmarterBucks. Smarterbucks is similar to other programs on the market however, this by far is my favorite! You simply sign up free for the program and there are a variety of ways that you can earn money that goes direct to your student loans. Interested in selling electronics, books, etc. that you are no longer using and have sitting around? No problem you can make money back for that! Want to shop online or dine out at restaurants? Money back there too! How about are you interested in spending some time in the evening to complete some surveys? Perfect! You can earn there as well. Also, you have the opportunity to help others. If you do not have student loans you can still sign-up and earn for family and friends. This is an absolute win-win situation for everyone involved!

So what are you waiting for? Take your first step in SAVINGS on your student loans and sign-up today! I promise you won't be disappointed!!

Check Out SmarterBucks!

Jul 19, 2014

Check Us Out On Facebook!

Happy to announce that we now have a Facebook page! I Heart Frugalness!

Be sure to swing by and like our page!!

Oct 20, 2013

CVS Under $1 ~ 10/20 - 10/26

CVS WEEKLY DEALS

*GROCERY*

Campbell’s Chicken Noodle or Tomato Soup $0.88
-$1/5 Campbell’s printable or from 10/6 or 9/29 SS insert
Final Price: $0.68 each

Coke 2L $0.99 (Limit 4)

Progresso Soup $0.99
-$0.50/2 Progresso Soup 9/22, 10/6 or 10/20 SS insert or printable
Final Price: $0.74

*HBA ITEMS*

Carmex Lip Balm 2/$3
-$1/2 Carmex 10/20 SS insert or $0.30/1 printable
Final Price: As low as $1 each

Crest 3D White Toothpaste or ProHealth with Scope Toothpaste 4-4.8 oz, or Rinse 8-8.4 oz. $2.99
Earn $2 ECB (Limit 2)
-$0.50/1 Crest 9/29 PG insert
Final Price: $0.49

CVS Flavor Chews Antacid 12 ct. $0.99
Earn $0.99 ECB (Limit 3)
Final Price: FREE

ECB DEAL: Buy select Oral B products, earn $5 ECB (Limit 2)
Oral B Cross Action, 3D Action or ProHealth Power Toothbrushes from $7.49 or
Oral B Replacement Brush Heads $9.79
-$5/1 Oral B Replacement Brush Heads 9/29 PG insert
-$1/1 Oral B Toothbrush 9/29 PG insert
Final Price: FREE Brush Heads, $1.49 Power Toothbrush

*HOUSEHOLD*

ECB DEAL: Spend $15 on select Clorox products, earn $5 ECB (limit 1)
-$1.50/2 Clorox Wipes printable
-$1/2 Clorox Bleach 10/6 SS insert
Final Price: Varies
{Deal}
(4) Clorox Wipes = $10
(4) Clorox Bleach 64 oz. $8
=$18
Earn $5 ECB
-$1.50/2 Clorox Wipes printable, (x 2)
-$1/2 Clorox Bleach 10/6 SS insert, (x 2)
Final Price: $1 each

Gain Dish Liquid $0.99
-$0.20/1 Gain 9/15 RP insert
Final Price: $0.79

Renuzit Adjustables $0.99
-$1/3 Renuzit printable
Final Price: $0.66






Walgreens Under $1 ~ 10/20-10/26

WALGREENS WEEKLY DEALS

**Walgreens Balance Rewards Program**

Walgreens Balance Rewards program gives you points for store items that are purchased which in turn are redeemable for store credit to be used with future purposes. The rewards breakdown is for every 1000 points you earn $1 in Walgreens rewards. So what are you waiting for? Be sure to sign up for a free Balance Rewards Card today and start saving!!


*GROCERY*

Chex Mix 2/$3
-$1/2 Chex Mix 9/29 SS insert
Final Price: $1 each

Coffeemate Liquid Creamer 16 oz. 2/$3
-$0.55/1 printable
Final Price: $0.95

Combos 2/$3
-$1/2 printable
Final Price: $1 each

Lindt Chocolate Bars 3.5 oz. 2/$4
-$2/1 Lindt printable
Final Price: FREE

Progresso Soup 2/$2.50
-$0.50/2 printable or from 9/8, 9/22 or 10/20 SS inserts
Final Price: $1 each

Sunkist, A&W, 7up, Hawaiian Punch or Canada Dry 2L $1 (limit 3)

*HBA ITEMS*

Arrid or Arm & Hammer Deodorant 2.5-2.8 oz. $0.99

Caress Body Wash 12 oz. $4.59, B1G1 50% off = 2/$6.89
Earn 2000 BR points on two ($2)
-$2/1 Caress Body Wash 10/13 RP insert, use two
Final Price: $0.45 each

Carmex Lip Balm @ $1.59, B1G1 free
-$0.30/1 printable, use two
Final Price: $0.50 each

Dental Care 2/$6
Oral-B Advantage Floss Picks or Toothbrush, Crest 3D White Toothpaste 4 oz., Mouth Rinse 8 oz.
Earn $4 RR on two
-$1/2 Crest Toothpaste 9/29 PG insert
-$1/2 Oral B Floss Picks 9/29 PG insert
-$1/2 Oral B Advantage Toothbrush 9/29 PG insert
Final Price: $0.50 each

Finesse Shampoo or Conditioner 13 oz. or Hair Spray 7-8.5 oz. $1.99
-$1/1 Finesse 10/20 SS insert
Final Price: $0.99

Irritable Bowel Syndrome Tablets 70 ct. $7
Earn $7 RR
Final Price: FREE

Puracyn Wound & Skin Care 4 oz. $10
Earn $10 RR
Final Price: FREE

Sinful Nail Polish $0.99 (limit 3)

Speed Stick $2.99, B1G1 free
-$0.50/1 Speed Stick 10/20 SS insert, use two
Final Price: $1 each

Suave Professional Hair Care 2/$6
Earn 2000 BR points on two ($2)
-$1.50/1 Suave 9/29 RP insert, use two
Final Price: $0.50 each

Tresemme shampoo or conditioner 32 oz. 2/$7
Earn 2000 BR points on two ($2)
-$2.50/1 Tresemme 9/29 RP insert, use two
Final Price: two for FREE

*HOUSEHOLD ITEMS*

Kleenex Facial Tissues $0.99
-$0.50/3 printable or from 9/22 SS insert
Final Price: $0.82 each